Know the Real Price of Selling Fast
FastSaleMoney's Cash Score tool compares 30 real-world sale channels across 7 asset categories — cars, gold, electronics, furniture, collectibles, houses, and gift cards — so you can see exactly how much value you trade away for speed, before you commit to a buyer.
Every sale channel trades speed for value. The Fast Cash Score shows you exactly where.
The FastSale Cash Score™
Enter what you're selling and how fast you need the money. This tool instantly ranks real sale channels by realistic payout percentage and time to cash, so you know the true cost of speed before you sell.
How the Fast Cash Score Works
- Pick what you're selling — car, gold, electronics, furniture, collectibles, a house, or gift cards.
- Tell it how fast you need the money: today, this week, this month, or no rush.
- The calculator weighs each available sale channel's typical speed against its typical payout percentage.
- You get a ranked list of channels for your situation, plus the realistic cash range to expect.
Frequently Asked Questions
What is the FastSale Cash Score?
The FastSale Cash Score is a free calculator that estimates how much of an asset's fair market value you can expect to recover across different sale channels, adjusted for how quickly you need the cash. It compares 4-5 real-world channels per category using typical days-to-cash and payout-percentage ranges.
How is the Cash Score calculated?
The score blends two factors: a speed score (how fast a channel typically pays out, relative to the slowest option in that category) and a value score (the midpoint of that channel's typical payout percentage). You choose how urgently you need the money, which sets the weighting between the two.
Is this tool free to use?
Yes. The FastSale Cash Score is completely free, with no signup required to see your results.
Does selling fast always mean losing money?
Generally yes, but the gap varies enormously by category. Gold and gift cards can be liquidated same-day for 65-92% of value, while houses sold to cash investors typically net 65-80% versus a traditional listing.
Where does the data come from?
Payout ranges are compiled from publicly available data on the largest buyers and marketplaces in each category (real estate cash-offer platforms, phone buyback aggregators, gold dealers, gift card exchanges) and updated periodically as market conditions shift.
50 Surprising Facts About Selling Things Fast for Cash
A rotating set of data points on liquidation speed, depreciation, and payout percentages across every asset category. Refreshes each time you revisit the page.
- The average vehicle on U.S. roads is now over 12 years old, which keeps demand for affordable used cars unusually strong.
- Cash cars bought "as-is" by junk-car buyers can close in under 24 hours, but typically pay 40-60% of private-party value.
- Selling a car privately usually takes 2 to 6 weeks longer than an instant online cash offer, but nets 15-30% more money.
- Budget-friendly used cars under $15,000 often sell in roughly 36 days, faster than the broader used-car average.
- Gold hit a new all-time nominal high above $5,600 per ounce in early 2026, more than double its price five years earlier.
- Central banks bought gold at a pace of roughly 225 tons per quarter in recent years, more than double the 2016-2020 average.
- Jewelry demand can fall even as gold prices rise, because higher prices push everyday buyers toward smaller pieces or away entirely.
- A pawn shop will almost always pay less than a dedicated gold buyer, but can hand you cash in minutes with zero paperwork.
- Bar-and-coin gold demand rose sharply in early 2026 even as jewelry demand fell, showing investors and everyday sellers move differently.
- A cracked phone screen can cut resale value by 30-50%, often costing more in lost value than the repair itself.
- iPhones have historically retained 60-70% of their value after two years, the strongest retention of any major smartphone brand.
- The best window to sell a flagship phone is usually 4-6 weeks before its successor's launch event, before resale prices dip.
- Instant electronics kiosks pay roughly 70% of what online buyback comparison sites pay, trading value for same-day convenience.
- Most smartphones lose 30-50% of their retail value in the first 12 months alone.
- Selling a used sofa or dining set on a local marketplace typically returns only 30-50% of its original retail price.
- Furniture haul-away and buyback services are the fastest way to offload furniture, but often pay only 10-25% of value.
- Estate and antique auctions can return 50-90% of value for well-made furniture, far above typical resale marketplaces.
- Trading cards, coins, and comics in graded, authenticated condition often sell for 80-100% of comp value on specialty marketplaces.
- Auction house buyer's premiums can push rare collectibles above 100% of their listed comp value.
- A cash home buyer can often close in 7-21 days, compared to 45-90+ days for a traditional agent-listed sale.
- Selling a house to a cash investor typically nets 65-80% of market value, in exchange for no repairs, no showings, and a guaranteed close date.
- iBuyer real-estate platforms often land in the middle: 90-95% of market value with closings in 14-60 days.
- Homes with financing buyers fall through roughly 15% of the time due to appraisal or loan issues, a risk cash offers eliminate.
- Real estate agent commissions typically run 5-6% of the sale price, the single largest cost in a traditional home sale.
- Gift card exchange marketplaces typically pay 70-92% of remaining balance, with rate depending heavily on brand demand.
- Retail gift card kiosks can convert a card to cash in minutes, usually at 65-85% of face value.
- Peer-to-peer gift card marketplaces can pay 85-95% of value, but carry meaningfully more fraud risk without an escrow service.
- Americans report losing over $200 million a year to gift card fraud, making unused card verification an important step before selling.
- About one in four people who report losing money to any scam say it involved a gift card as the payment method.
- Roughly $23 billion in gift card value goes unused by U.S. consumers every year.
- A 5-6% dealer trade-in is often the fastest car-selling channel but usually the lowest-percentage payout of any option.
- Off-lease vehicle returns were projected to rise sharply in 2026, which can soften used-car prices in categories with more supply.
- SUVs and trucks tend to hold resale value better than sedans in most used-vehicle markets due to sustained buyer demand.
- Electric vehicles have depreciated faster than gas vehicles in several recent model years, despite selling quickly once listed.
- A phone's battery health below roughly 80% can reduce trade-in offers noticeably, even if the device otherwise looks new.
- Unlocked phones typically sell for more than carrier-locked phones of the same model and condition.
- Consignment stores for furniture and jewelry usually take a cut of 40-60% of the final sale price as their fee.
- A designer handbag or watch sold through consignment can sometimes fetch more than its original melt or resale-comp value.
- The gap between a home's list price and its final cash-offer price often narrows when carrying costs (mortgage, insurance, taxes) are factored in.
- Selling a laptop with 90%+ battery health can command a meaningfully higher price than an identical model with a degraded battery.
- Auction houses for real estate typically set a firm closing date but require marketing fees that reduce net proceeds.
- A same-day cash sale for almost any asset category trades roughly 20-40 percentage points of value for speed.
- Collectible card and comic values can swing sharply with pop culture trends, making timing as important as condition.
- Furniture buyback services are most cost-effective for bulky items where local marketplace pickup logistics are difficult.
- A car with a clean title and full maintenance records can sell 10-20% faster than one without documentation.
- Gift cards for widely used retailers (like general merchandise chains) tend to hold a higher resale rate than niche specialty stores.
- Gold buyers calculate melt value using live spot price, purity (karat), and weight — not sentimental or original purchase price.
- The used-car market's median sale price is often a more useful benchmark for sellers than the average, since averages skew high from luxury sales.
- A private-party vehicle sale usually takes 2-4x longer than an instant cash offer, but can net 20-30 percentage points more money.
- Across nearly every asset category, the fastest sale channel available pays less than the median-speed channel, which pays less than the slowest, highest-value channel — a consistent speed-for-value tradeoff.
Facts reshuffle on reload · last refreshed via your browser session.